Introducing Lume

After months of building and refining, we’re excited to introduce Lume - a private, offline-first FIRE tracker built exclusively for macOS.

Why we built it

Tracking progress toward financial independence shouldn’t require handing your financial data to a third-party cloud. Most tools available today require an account, sync your data to their servers, and monetize your attention with ads or upsells. Many charge a monthly subscription on top of that.

Lume takes the opposite approach: everything stays on your Mac, nothing is sent anywhere, there’s no account to create. And it’s a one-time purchase, no subscription required. You pay once, own it forever.

What Lume does

Each month you spend a few minutes running through a guided review: log your income, expenses, and account balances. Lume calculates your savings rate, updates your net worth, and shows you where you stand against your FIRE targets.

• Net worth tracking across all asset classes: cash, stocks, crypto, real estate, and more
• FIRE progress toward Lean FIRE, Barista FIRE, FIRE, and Fat FIRE milestones
• Savings rate trends with 12-month rolling averages
• Live price fetching for stocks and crypto (optional - the app works fully offline)
• CSV & JSON export so you always own your data
• One-time purchase - no subscription, no recurring fees, ever

Available on the Mac App Store

Lume is available now on the Mac App Store. Download it here and start reviewing your finances today.