Financial independence, savings rate and net worth
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Barista FIRE: What It Is and How to Work Out Your Number
Barista FIRE is when your investments cover what a part-time job doesn't. What it means, how to work out your number, and how it differs from Coast FIRE.
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Building an End-to-End Encrypted Finance App with Tauri
Why I built Lume after six years of finance apps that never quite fit, and how that shaped it: statements instead of bank links, Tauri, encrypted sync.
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Lume Is Now on iPhone
Lume 1.4 brings the private FIRE tracker to iPhone. Keep up with your month from your phone, sync end-to-end encrypted with your Mac, and pay once for both.
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Your Savings Rate Is Your Retirement Date
Not your salary, not your returns. The percentage of your income you keep is what decides when you reach financial independence - and it is the one number worth tracking every month.
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Types of FIRE: Lean, Barista, Coast and Fat, Explained
Lean, Barista, Coast and Fat: the types of FIRE (financial independence, retire early), what each one means, how to work out its number, and how Lume tracks them.
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The Monthly Close: 4 Steps to Track Your FIRE Progress
Closing the month is the single most powerful habit you can build on your path to financial independence. Here are the 4 steps I follow every month in Lume.
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Introducing Lume
Lume is live on the Mac App Store: a private, offline-first FIRE tracker. One-time purchase, no subscription.